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効果的なVirginia-Life-Annuities-and-Health-Insurance受験体験 &合格スムーズVirginia-Life-Annuities-and-Health-Insurance関連合格問題 |一番優秀なVirginia-Life-Annuities-and-Health-Insurance資格トレーリングVirginia Life, Annuities, and Health Insurance Examination Series 11-01
Virginia Life, Annuities, and Health Insurance Examination Series 11-01テストの準備は、主に当社のクライアントは、Virginia-Life-Annuities-and-Health-Insurance試験に合格するのを助けると認証を得ることができます。この認証は、クライアントに大きなメリットをもたらします。クライアントは大企業に参入し、高給を稼ぐことができます。 Virginia-Life-Annuities-and-Health-Insurance試験に合格すると、給与を2倍にすることができます。認定資格を所有している場合、Virginia-Life-Annuities-and-Health-Insuranceクイズトレントを十分にマスターし、優れた能力を所有していることを証明し、会社または工場で尊敬されます。あなたの仕事を変えたいなら、それはあなたにとっても良いことです。
Virginia-Life-Annuities-and-Health-Insurance試験はMogiExamの教材を準備し、高品質で合格率が高く、実際のVirginia-Life-Annuities-and-Health-Insurance試験を十分に理解しており、Virginia-Life-Annuities-and-Health-Insurance学習教材を長年にわたって作成した専門家によって完了します。彼らは、Virginia-Life-Annuities-and-Health-Insurance試験の準備をするときに受験者が本当に必要とするものを非常によく知っています。また、実際のVirginia-Life-Annuities-and-Health-Insurance試験の状況を非常によく理解しています。実際の試験がどのようなものかをお知らせします。Virginia-Life-Annuities-and-Health-Insurance試験問題のソフトバージョンを試すことができます。これにより、実際の試験をシミュレートできます。
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Virginia-Life-Annuities-and-Health-Insurance関連合格問題、Virginia-Life-Annuities-and-Health-Insurance資格トレーリング
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Virginia Insurance Virginia Life, Annuities, and Health Insurance Examination Series 11-01 認定 Virginia-Life-Annuities-and-Health-Insurance 試験問題 (Q54-Q59):
質問 # 54
To cancel a health insurance policy, which one of the following must the insured do?
- A. Notify the insurer in writing
- B. Replace the current policy with another
- C. Challenge at least two uniform mandatory provisions
正解：A
解説：
Virginia Code § 38.2-3508 governs cancellation of individual health insurance policies. For the insured to cancel, they must notify the insurer in writing (option A), specifying intent to terminate, typically effective upon receipt or a stated date, per policy terms. This formal notice ensures clarity and protects both parties, aligning with contract law principles. Option B (replace with another policy) is a practical choice but not a legal requirement; cancellation can occur without replacement. Option C (challenge mandatory provisions) is nonsensical; uniform provisions (e.g., grace period, per § 38.2-3503) are standard and unrelated to cancellation. The study guide likely outlines this process in a policyholder rights section, with examples-e.
g., a letter stating "Cancel effective 5/1/2025"-emphasizing written notice as the sole requirement, making A the correct action.
質問 # 55
A health insurer must generally pay for all of the following types of claims EXCEPT:
- A. Those incurred after termination of coverage
- B. Those incurred before termination of coverage
- C. Those less than $20 above the deductible amount
- D. Those related to mental or nervous disorders
正解：A
解説：
Detailed Answer in Step-by-Step Solution:
* Health insurance covers claims incurred during the policy period (A), not after termination (B), unless extended benefits (e.g., COBRA) apply, which is not indicated here.
* Claims above the deductible (C), regardless of amount, are payable if covered.
* Mental or nervous disorder claims (D) are typically covered unless excluded by the policy, which is not specified.
* Thus, claims after termination (B) are the exception.
The Virginia study guide states that health insurance liability ends upon policy termination, barring specific continuation provisions, making post-termination claims generally non-payable. Reference:Virginia Life, Annuities, and Health Insurance study guide, section on "Health Insurance Coverage Terms."
質問 # 56
Immediate annuities are often purchased by people who:
- A. Want to contribute to a tax-sheltered annuity
- B. Want to accumulate funds for retirement at a later date
- C. Have a lump sum to invest at retirement
- D. Desire a tax deduction in the current year
正解：C
解説：
Virginia Code § 38.2-3100 et seq. defines immediate annuities as contracts starting payments within one year of purchase, typically funded with a lump sum. Option C fits: retirees with savings (e.g., $200,000 from a 401 (k)) buy immediate annuities for instant income. Option A (tax deduction) applies to contributions to qualified plans, not immediate annuities, which use after-tax funds unless from a rollover. Option B (tax-sheltered annuity) refers to 403(b) plans, not immediate annuities. Option D (accumulate funds) suits deferred annuities, not immediate ones. The study guide likely contrasts immediate (C) with deferred annuities (D), using examples like a 65-year-old converting a lump sum to monthly payments, making C the typical buyer.
質問 # 57
All of the following are typical health maintenance organization (HMO) preventive care services provided by a primary care physician EXCEPT:
- A. Immunizations for children
- B. Experimental surgery
- C. Physical examinations
- D. Well-baby checkups
正解：B
解説：
Virginia Code § 38.2-4306 requires HMOs to offer preventive care, coordinated by primary care physicians (PCPs), focusing on health maintenance. Option A (well-baby checkups), option B (immunizations for children), and option D (physical examinations) are standard preventiveservices-e.g., growth monitoring, vaccines, and annual exams-covered at no cost under ACA-aligned plans (Virginia Code § 38.2-3440).
Option C (experimental surgery) is not preventive; it's a treatment, often excluded or requiring special approval due to its unproven nature, not a PCP's routine role. The study guide likely lists HMO preventive benefits with examples (e.g., flu shots), contrasting them with non-preventive interventions like surgery, making C the exception.
質問 # 58
One premium payment covers which period of time in a single premium whole life policy?
- A. One year
- B. The full life of the policy
- C. One month
- D. To the insured's age 65
正解：B
解説：
Detailed Answer in Step-by-Step Solution:
* A single premium whole life policy is a type of permanent life insurance where the entire premium for the policy's lifetime coverage is paid in one lump sum at issuance.
* Unlike policies with recurring premiums (e.g., monthly or annual), this single payment funds the policy for the insured's full life (D).
* Options A (one month) and B (one year) apply to term or recurring premium policies.
* Option C (to age 65) might relate to limited-pay policies, not single premium ones.
Per the Virginia study guide, a single premium whole life policy requires one payment upfront, providing coverage for the insured's entire life and building immediate cash value. Reference: Virginia Life, Annuities, and Health Insurance study guide, section on "Types of Life Insurance Policies."
質問 # 59
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Virginia-Life-Annuities-and-Health-Insurance試験の教材は多くの知識を取り入れており、参照用に利用可能な関連試験バンクを提供します、近年、減員とストライキに伴い、多くの人は失業者になっています。
